{"id":82894,"date":"2022-11-08T11:12:52","date_gmt":"2022-11-08T09:12:52","guid":{"rendered":"https:\/\/giurgiu-net.ro\/?p=82894"},"modified":"2022-11-08T11:12:53","modified_gmt":"2022-11-08T09:12:53","slug":"tinerii-pot-accesa-creditele-in-cadrul-programelor-family-start-si-student-invest","status":"publish","type":"post","link":"https:\/\/giurgiu-net.ro\/index.php\/2022\/11\/08\/tinerii-pot-accesa-creditele-in-cadrul-programelor-family-start-si-student-invest\/","title":{"rendered":"Tinerii pot accesa creditele \u00een cadrul programelor Family Start \u015fi Student Invest"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\u00cencep\u00e2nd de luni, 7 noiembrie, tinerii interesa\u021bi de programele <a href=\"https:\/\/www.facebook.com\/hashtag\/family_start?__eep__=6&amp;__cft__[0]=AZU95oktjWLZ2VgQQsJNoI3tkdTC7KeXTR6H0iIusPJjZfV7JtCy3eo3oRfG5WOhhdUP1iNIswyRgmTuwWiHI0s6zzQcEFxZamemoFrtEXd4CN2JdN-SPRK8GY5TKTCIU5oxPHlXr65WGtydR5vMWEJficR_zJaGiYy34YRvZeCAslPMpaEzuxORTjrVtxLLnPc&amp;__tn__=*NK-R\">#Family_Start<\/a> \u0219i <a href=\"https:\/\/www.facebook.com\/hashtag\/student_invest?__eep__=6&amp;__cft__[0]=AZU95oktjWLZ2VgQQsJNoI3tkdTC7KeXTR6H0iIusPJjZfV7JtCy3eo3oRfG5WOhhdUP1iNIswyRgmTuwWiHI0s6zzQcEFxZamemoFrtEXd4CN2JdN-SPRK8GY5TKTCIU5oxPHlXr65WGtydR5vMWEJficR_zJaGiYy34YRvZeCAslPMpaEzuxORTjrVtxLLnPc&amp;__tn__=*NK-R\">#Student_Invest<\/a> se pot adresa b\u0103ncilor partenere pentru accesarea creditelor pentru studii sau cheltuieli familiale.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">P\u00e2n\u0103 \u00een prezent, institu\u021biile bancare partenere sunt CEC Bank, Libra Bank \u0219i b\u0103ncile cooperatiste afiliate Creditcoop. De asemenea, sunt discu\u021bii avansate cu Raiffeisen Bank \u0219i Alpha Bank.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>PROGRAMUL \u201eFAMILY START\u201d<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tinerii pot ob\u021bine un credit \u00een valoare de maxim 75.000 lei, garantat de c\u0103tre stat \u00een propor\u021bie de 80% \u0219i cu dob\u00e2nda subven\u021bionat\u0103. Perioada maxim\u0103 de rambursare este 10 ani, cu o perioad\u0103 de gra\u021bie de maxim 5 ani.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> Banii pot fi folosi\u021bi plata cheltuielilor cu cre\u0219a, gr\u0103dini\u021ba, \u0219coala, after-school, achizi\u021bia de autoturisme familiale noi cu 7 locuri, taxe de studii sau activit\u0103\u021bi extra\u0219colare pentru copii, plata chiriei, avans din achizi\u021bia unei locuin\u021be, pentru cheltuieli legate de cununia religioas\u0103 sau civil\u0103, dar nu mai mult de 20.000 de lei, etc.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> Beneficiari eligibili sunt persoane fizice cu v\u00e2rsta cuprins\u0103 \u00eentre 18 ani \u00eemplini\u021bi \u015fi p\u00e2n\u0103 la 45 de ani ne\u00eemplini\u021bi care \u00ee\u0219i \u00eentemeiaz\u0103 o familie si care au venituri nete de p\u00e2n\u0103 la maximum 7.500 RON pe familie\/lun\u0103<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>PROGRAMUL NA\u021aIONAL \u201eSTUDENT INVEST\u201d<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> Tinerii pot ob\u021bine un credit \u00een valoare de maxim 50.000 lei, garantat de c\u0103tre stat \u00een propor\u021bie de 80% \u0219i cu dob\u00e2nda subven\u021bionat\u0103. Perioada maxim\u0103 de rambursare este 10 ani, cu o perioad\u0103 de gra\u021bie de maxim 5 ani.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> Cheltuielile eligibile \u00een cadrul programului sunt taxe de studii, inclusiv licen\u021b\u0103, master, doctorat, pentru publicarea unor c\u0103r\u021bi sau a studiilor de specialitate, plata locurilor de cazare \u00een c\u0103minele studen\u021be\u0219ti, etc.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> Beneficiari eligibili: Persoane fizice cu v\u00e2rsta cuprins\u0103 \u00eentre 18 ani \u00eemplini\u021bi \u015fi p\u00e2n\u0103 la 31 de ani ne\u00eemplini\u021bi care sunt cuprin\u0219i \u00een sistemul de \u00eenv\u0103\u021b\u0103m\u00e2nt superior autorizat de c\u0103tre Ministerul Educa\u021biei Na\u021bionale.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> \u00cen premier\u0103, Guvernul garanteaz\u0103 creditele pentru tineri, care p\u00e2n\u0103 \u00een prezent nu puteau accesa astfel de instrumente de finan\u021bare, tocmai pentru c\u0103 sunt la \u00eenceput de drum \u0219i nu au bunuri sau salarii suficient de mari pentru a oferi garan\u021bii la banc\u0103<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"> \u00cen urma lans\u0103rii celor dou\u0103 programe de c\u0103tre Ministerul Familiei, Tineretului \u0219i Egalit\u0103\u021bii de \u0218anse, <a href=\"https:\/\/www.facebook.com\/hashtag\/psd?__eep__=6&amp;__cft__[0]=AZU95oktjWLZ2VgQQsJNoI3tkdTC7KeXTR6H0iIusPJjZfV7JtCy3eo3oRfG5WOhhdUP1iNIswyRgmTuwWiHI0s6zzQcEFxZamemoFrtEXd4CN2JdN-SPRK8GY5TKTCIU5oxPHlXr65WGtydR5vMWEJficR_zJaGiYy34YRvZeCAslPMpaEzuxORTjrVtxLLnPc&amp;__tn__=*NK-R\">#PSD<\/a> poate afirma c\u0103 a realizat toate promisiunile din pachetul Sprijin pentru Rom\u00e2nia.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00cencep\u00e2nd de luni, 7 noiembrie, tinerii interesa\u021bi de programele #Family_Start \u0219i #Student_Invest se pot adresa b\u0103ncilor partenere pentru accesarea creditelor pentru studii sau cheltuieli familiale. P\u00e2n\u0103 \u00een prezent, institu\u021biile bancare partenere sunt CEC Bank, Libra Bank \u0219i b\u0103ncile cooperatiste afiliate Creditcoop. De asemenea, sunt discu\u021bii avansate cu Raiffeisen Bank \u0219i Alpha Bank. PROGRAMUL \u201eFAMILY START\u201d [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":82895,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"slim_seo":{"title":"Tinerii pot accesa creditele \u00een cadrul programelor Family Start \u015fi Student Invest - GIURGIU NET","description":"\u00cencep\u00e2nd de luni, 7 noiembrie, tinerii interesa\u021bi de programele #Family_Start \u0219i #Student_Invest se pot adresa b\u0103ncilor partenere pentru accesarea creditelor pe"},"footnotes":""},"categories":[18,29,26],"tags":[2250],"class_list":["post-82894","post","type-post","status-publish","format-standard","has-post-thumbnail","category-actual","category-educatie-si-cultura","category-soc","tag-psd"],"_links":{"self":[{"href":"https:\/\/giurgiu-net.ro\/index.php\/wp-json\/wp\/v2\/posts\/82894","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/giurgiu-net.ro\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/giurgiu-net.ro\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/giurgiu-net.ro\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/giurgiu-net.ro\/index.php\/wp-json\/wp\/v2\/comments?post=82894"}],"version-history":[{"count":0,"href":"https:\/\/giurgiu-net.ro\/index.php\/wp-json\/wp\/v2\/posts\/82894\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/giurgiu-net.ro\/index.php\/wp-json\/wp\/v2\/media\/82895"}],"wp:attachment":[{"href":"https:\/\/giurgiu-net.ro\/index.php\/wp-json\/wp\/v2\/media?parent=82894"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/giurgiu-net.ro\/index.php\/wp-json\/wp\/v2\/categories?post=82894"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/giurgiu-net.ro\/index.php\/wp-json\/wp\/v2\/tags?post=82894"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}